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  • strict warning: Declaration of views_handler_field::query() should be compatible with views_handler::query($group_by = false) in /home/kris2003lbp/public_html/sites/all/modules/views/handlers/views_handler_field.inc on line 1147.
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  • strict warning: Declaration of views_handler_filter::options_validate() should be compatible with views_handler::options_validate($form, &$form_state) in /home/kris2003lbp/public_html/sites/all/modules/views/handlers/views_handler_filter.inc on line 587.
  • strict warning: Declaration of views_handler_filter::query() should be compatible with views_handler::query($group_by = false) in /home/kris2003lbp/public_html/sites/all/modules/views/handlers/views_handler_filter.inc on line 587.
  • strict warning: Declaration of views_plugin_query::options_submit() should be compatible with views_plugin::options_submit($form, &$form_state) in /home/kris2003lbp/public_html/sites/all/modules/views/plugins/views_plugin_query.inc on line 169.
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  • strict warning: Declaration of views_handler_sort::options_submit() should be compatible with views_handler::options_submit($form, &$form_state) in /home/kris2003lbp/public_html/sites/all/modules/views/handlers/views_handler_sort.inc on line 165.
  • strict warning: Declaration of views_handler_sort::query() should be compatible with views_handler::query($group_by = false) in /home/kris2003lbp/public_html/sites/all/modules/views/handlers/views_handler_sort.inc on line 165.
  • strict warning: Non-static method view::load() should not be called statically in /home/kris2003lbp/public_html/sites/all/modules/views/views.module on line 1113.
  • strict warning: Non-static method view::load() should not be called statically in /home/kris2003lbp/public_html/sites/all/modules/views/views.module on line 1113.
  • strict warning: Non-static method view::load() should not be called statically in /home/kris2003lbp/public_html/sites/all/modules/views/views.module on line 1113.
  • strict warning: Non-static method view::load() should not be called statically in /home/kris2003lbp/public_html/sites/all/modules/views/views.module on line 1113.
  • strict warning: Non-static method view::load() should not be called statically in /home/kris2003lbp/public_html/sites/all/modules/views/views.module on line 1113.
  • strict warning: Non-static method view::load() should not be called statically in /home/kris2003lbp/public_html/sites/all/modules/views/views.module on line 1113.
  • strict warning: Non-static method view::load() should not be called statically in /home/kris2003lbp/public_html/sites/all/modules/views/views.module on line 1113.

2016 ACA Small Group Redefinition

10 Jun 2015
Posted by Kris Larsen

As groups with 51-100 employees renew or purchase coverage in 2016, they must abide by the rules and regulations governing the small group market, including those related to benefit coverage and essential health benefits; actuarial value, and premium rating restrictions, such as adjusted community rating and no medical underwriting. 
 
The small group rules apply to fully insured plans including those purchased in the Small Business Health Options Program marketplace. 
  
In some markets, the state may give employers the option to keep their plan for a while longer by:

  • Changing their plan year to maximize the time the employer can keep their plan in 2016.
  • Taking advantage of transitional relief, which allows employers in some states to keep their current product through Sept. 30, 2017.

Employers that self-insure (self-funded) are not subject to these requirements. Options and requirements vary by state, issuer and segment. For more information, please contact your UnitedHealthcare representative.