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  • strict warning: Non-static method view::load() should not be called statically in /home/kris2003lbp/public_html/sites/all/modules/views/views.module on line 1113.
  • strict warning: Non-static method view::load() should not be called statically in /home/kris2003lbp/public_html/sites/all/modules/views/views.module on line 1113.
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Kris Larsen's blog

Posted by Kris Larsen

As groups with 51-100 employees renew or purchase coverage in 2016, they must abide by the rules and regulations governing the small group market, including those related to benefit coverage and essential health benefits; actuarial value, and premium rating restrictions, such as adjusted community rating and no medical underwriting. 
 

Premera Cyber Attack

18 Mar 2015
Posted by Kris Larsen

On March 17, 2015, Premera Blue Cross announced they were the victim of a cyber attack on May 5, 2014, and discovered it on January 25, 2015. During this time their members personal information may have been compromised. Premera will be mailing notices to those affected and offering two years of free credit monitoring and idenitity protection services. If you have questions you may call Premera's dedicated service team at 1-800-768-5817. Their annuncement official announcement can be accessed here.

Posted by Kris Larsen

Regence BlueShield exceeded 2013 medical loss ratio requirements

Posted by Kris Larsen

When the Obama Administration announced the transitional relief policy that allows individual and small group, fully insured, non-grandfathered policyholders to maintain their 2013 medical coverage through 2014, it indicated it would assess the policy and the specified timeframe.

Posted by Kris Larsen

Employers with 50 to 99 full-time employees will not face penalties for not offering coverage to full-time employees and their dependents up to age 26 until the first plan year beginning on or after January 1, 2016. These employers will need to certify that they are not reducing the size of their workforce to stay below 100 employees.

Posted by Kris Larsen

Updating Your Beneficiary Designations

When you signed up for life insurance, a retirement plan or a similar financial account, you likely named a beneficiary and promptly forgot about it. But it’s important to periodically update your beneficiaries in order to make sure the right people receive your assets.

Types of Beneficiaries

Posted by Kris Larsen

HHS Delays Online Enrollment for Federal SHOP Exchanges

Health FSA Carryover

31 Oct 2013
Posted by Kris Larsen
Health FSA Carryover
On October 31, 2013, the IRS released Notice 2013-17.  The Notice allows employers to amend their plans to permit a $500 carryover of unused amounts remaining at the end of the claim run-out period for the health FSA.  The funds could then be used to reimburse participants for qualified medical expenses incurred during the following plan year.
 
Notice 2013-17 Quick Facts:
 
Posted by Kris Larsen

Beginning on October 1, 2013, the official website for Washington State residients to purchase subsidized coverage throught the state began operating. This represents a significant change in the market place as we have been accostumed to for the past twenty years. Theyre have been a number of complications with its rollout, but it does seem to be fully operational now.